Always make a phone call or direct contact with a known contact at the suppliers that has requested the change of account details to verify whether the request is correct.Ensure that all staff are aware of this type of fraud and that all requests to change bank account details are brought to the attention of a supervisor for consideration.In such cases not only does the business lose money but they still have an outstanding invoice to pay to the legitimate supplier. This results in significant financial loss which may not be identified until a reminder email is received from the legitimate supplier. The next time an invoice arrives from the legitimate supplier the payment is sent to an account controlled by the criminal instead of the supplier. The criminal pretends to be a supplier of goods or services that you already do business with and requests that the bank account details recorded for the legitimate supplier are changed on your financial system. This type of fraud involves criminals contacting businesses or sellers usually by email, but sometimes by phone or other means of communication. Keep your card in sight when paying for goods or services.Cover your PIN when making in-store purchases or using an ATM.Ensure that you cut up the old cards as soon as the new ones become valid. Sign any new cards as soon as they arrive from your bank or card issuer.If you are expecting a card or a PIN in the post and it does not arrive, notify your card issuer immediately.Do Not write it down, Do Not keep it with your card and Do Not give it to anyone. Report it to your bank immediately if it is lost or stolen. Keep your card in a safe place at all times.It also includes the use of stolen card data to buy items over the phone or via the internet. This type of fraud involves the use of stolen or counterfeit payment cards to make direct purchases or cash withdrawals.

The Change by Remittance Girl